Simon Taylor@sytaylor · X· 3 小时前AI 评分 28Ramp 因客户需求推出 token router、AI harness 和 coding agent，聚焦管理 AI token 成本、路由 token，并为员工构建上下文。AI 使用成本随用量变化，促使 Ramp 思考如何让企业每一美元、每小时和每个 token 带来更多生产力；公司预计 soon 50% 的收入将来自软件而非卡片。
Why is @tryramp releasing a token router, AI harness, and now a coding agent?
@eglyman says they followed their clients.
Token-based AI usage introduced real marginal and variable costs to software.
"It didn't matter how much you used Excel; you still paid the same. That's not true with AI"
It led Ramp to ask how businesses can get more productivity from every dollar, hour, or token.
And they had the answer internally: managing the cost of tokens, routing them, and helping build context around employees.
That's why soon 50% of Ramp's revenue will be from software, not cards.
Ramp is worth $60bn and 70% of its R&D team is working on products it hasn't released yet. I sat down with @eglyman in New York to discus Why he thinks of @tryramp as a productivity company more than fintech The 7,000 pull requests their non-engineers wrote last quarter The trust charter, stablecoins, and whether an AI agent would choose your business. Full conversation 👇 00:00 Introduction 03:16 Is fintech dead? And why Ramp considers itself a productivity company 04:41 Why AI token costs are turning software into financial products 07:27 How Ramp's Inspect lets non engineers ship code using AI 11:51 Why AI is becoming the third major category of business spend 18:43 What justifies Ramp's valuation and its accelerating revenue growth 27:07 How AI is transforming employee productivity and customer support workflows 39:54 Why Ramp applied for an OCC national trust bank charter 43:15 How stablecoins enable faster cross border payments and protection against currency volatility 47:23 Will autonomous AI agents replace Ramp or choose its financial infrastructure? 51:01 The future of agentic companies and Ramp's mission to eliminate waste在 X 查看被引用的帖子
来源：Simon Taylor· x.com