Tom Noyes@noyesclt · X· 18 天前AI 评分 56联邦法院认证了三家信用合作社针对 Apple Pay 15 bps 费用提起的反垄断集体诉讼，案件可以继续推进。Tom Noyes 认为诉讼缺乏依据，理由是银行自愿将银行卡加入 Apple Pay 并接受其条款，而 Apple 已通过 entitlements 向替代钱包开放 NFC 访问；该案始于 2022 年，当时这些 entitlements 尚未开放。
@DTPaymentNews - Federal court certifies class action suit from 3 small CUs against ApplePay's 15bps. Affinity Credit Union, Green State Credit Union, and Consumers Co-Op Credit Union have convinced a federal court to certify the Apple Pay antitrust case
In my view, this case holds no water; banks voluntarily provision their card bins in ApplePay and agree to terms. Apple has both invested substantially in ApplePay, and has made access to NFC available through entitlements for alternative wallets. This case originated in 2022, before the entitlements were available. Consumers have options in how to pay, banks have options in how to provision cards.
https://www.digitaltransactions.net/a-judge-rules-an-iphone-fee-case-can-move-forward-as-a-class-action/
来源：Tom Noyes· x.com