Simon Taylor@sytaylor · X· 2 小时前AI 评分 53AI 导读
Simon Taylor 梳理个人代理访问银行服务所需的入口、身份、工具和意图四层协议，解释银行如何识别代理、核验用户身份与授权，并限定代理可执行的操作。文中比较了 Visa 的 Trusted Agent Protocol、Mastercard 的 Verifiable Intent、Google 的 AP2 等方案，并指出最终仍由银行和商家决定是否授予访问权限。
正文
Your agent looks like a giant fraud and liability problem to your bank.
Even if you sent it.
The bank needs to know who it’s acting for and whether you approved what it’s doing.
I mapped the protocols that could make this work: https://x.com/i/article/2113655631399833600
来源：Simon Taylor· x.com